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Bear Review

Bear Review

Mexican Insurance Review - Is Buying Mexican Insurance Online A BETTER Idea?

We asked one client what he thought about buying Mexican Auto Insurance online rather than at one of the booths, filling stations, or roadside stands along the border.

This is what he said:

"I've driven in Mexico for years. Nearly all vacationers plan their travel, drive to the border then remember that they need to bring Mexico auto insurance … then they go to purchase insurance at the nearest sales booth. It's the same as buying meat and groceries at Mobil or a local mini-mart… your selection is limited, and you don't have any way to search the insurers or the policies that sell at the border. It’s take it or forget it… the insurance coverage is a la carte, who knows what you're actually getting, AND somehow they add additional FEES! It's just smarter to buy it before you leave!"
San Diego, CA Resident

Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexico Insurance Policies.

Paper policies, are made in the age-old conventional manner, i.e. written by hand by brokers on the border and agents throughout Calif., TX, and AZ in localized insurance agencies and posted to Mexico.

Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to reduce costs, it isn't rare to see an office wait to send policies until they sell a substantial amount of them. This means that your policy could be waiting for a couple of days before it is mailed.

Next, it can take upwards to a week for the batched lot to get past customs and make it to Mexico City, where nearly all of the major insurers are located. Then it is processed into their master computer database by hand.

Internet driven auto insurance is a far better method of quickly notifying your insurer and distributing policies to you quickly by internet site, E-mail or by fax so YOU BENEFIT.

The real question is what happens if you have an accident and the insurance company doesn't have physical evidence of your policy within their system? What happens if you have an accident on a weekend when almost all insurance agents are closed and the ONLY company able to respond is your insurance company?

Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Mexican Insurance online certificate, which needs to be verified by each insurer, is important.

Mexican Insurance Online Review - Is Mexican Insurance Online A Better Deal?

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